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What the allowance actually buys
One allowance here buys 215,950 EXP, which places it 3rd of the 3 Lv 72 Armorer tradecraft leves that record EXP. The best of them, Hedging Bets, returns 698,030 EXP for the same allowance, 223% more.
Across that rung the return runs from 215,950 EXP to 698,030 EXP per allowance — 3 distinct figures spanning 223%, so the wrong pick leaves 482,080 EXP of the allowance unspent.
On whether to wait: the best Lv 74 Armorer tradecraft leve returns 791,810 EXP per allowance, 13% more than the best on this rung, while the Lv 70 rung behind tops out at 565,870 EXP.
At Lv 72 this data holds 27 leves paying EXP across 2 categories: the 24 Tradecraft ones average 590,811 EXP per allowance, the 3 Fieldcraft ones 1,405,338 EXP, which puts this leve 63% below its own category's average.
Gil ranks it differently: 2,045 gil per allowance is 2nd of 3 on the same rung against 3rd on EXP, with the best there paying 4,090 gil.
Deepgold Ingot ×1 is a Lv 72 Blacksmith recipe, a single step, costing 5 units of raw material and 6 crystals.
Handing that in returns 43,190 EXP and 409 gil for every unit of raw material the order swallows.